HOW TO GET LOAN WITHOUT BEING SCAMMED? - FIND one-on-one GUIDANCE FROM S D FINANCIAL SOLUTION SERVICES
In today’s day, getting a better guide on loans is very tough in a crowd of scammers.The total loss from loan scams in India is difficult to estimate , as many cases go unreported.Loan Scammers make their prey who are in financial and medical emergency or have bad cibil report or in desperate need of money or recently lost their jobs or want to start a new business etc. The scammer makes fake websites or companies where they always create lucrative offers for loan.When a customer applies for loan they first ask for money as Processing Fees and after receiving the money scammers would disappear.
WHAT IS LOAN FRAUD?
Loan fraud occurs when someone gives consent OTP , Bank details, Income Details, personal information and is ready to give upfront fees what scammers demanded without verifying the details of the Lenders.
“Loan scam” is a fraudulent scheme where someone pretends to offer a loan but with the intention of deceiving.By charging fees , false promises , gaining trust and under the pretence of processing a loan application they steal personal information and do not deliver the promised loan amount.
KEY CHARACTERISTICS OF LOAN SCAMS :
Phishing scams : Phishing is a form of online fraud to steal money , gain access to sensitive data and login information or to install malware on the victim’s device.Scammers use to send fraudulent communications through email and text messaging or phone calls or websites.
High-pressure tactics: Scammers use these High-pressure tactics to make their victims decide quickly for the loan by saying the loan offer is for only a limited time and insist you take the loan in urgent notice or potential penalties for delay.
False promises: Scammers make False promises by giving you a loan instantly with low interest without checking your credit history.
Identity theft: Scammers can obtain any kind of Loans or Credit Cards by using the victim's personal information like PAN number, Adhar number,Bank details.They use the credit facility but victims have to pay the debts.For this reason many times victims cibil goes in negative due to overdues or DPDs.Also if anyone lost his credit card then with that number scammers can enjoy the credit but with another’s identity.
Odd means of Communication: Mainly scammers use gmail or yahoo to mail and direct message or whatsapp the victims with Loan Offers.Scammers do not use the viral links with proper URL or https:// .Scammer’s communication Address or Phone Number or Website is never mentioned.
KEY POINTS OF HOW TO PROTECT YOURSELF FROM LOAN SCAMS :
- Never pay upfront fees as for taking Loans any kind of fees are not required.
- Never click on the fishy emails or links without confirming.
- Always check if there any physical address or contact details mentioned
- Do not trust those who are promising you for the Instant Loan without checking your Credit History.
- Never share your personal details like Pan card, Adhar card, Bank details, Debit or Credit card details,consent OTPs to any one without verifying their details.
- Always take decisions with your own choice, never rush to quick decisions.
- Always read all the Terms & Conditions before signing it.
- If you feel that you are in loan scam then complain directly to authorized source
- Take a professional guide to take loans like “S D Financial Solution Services”.S D Finance will guide you to take loans from major Banks or NBFs with transparent process and expert guidance.
S D FINANCIAL SOLUTION SERVICES : A LOAN CONSULTANCY DSA
S D FINANCE is the best financial consultancy of Kolkata.It is a Corporate DSA associated with 70+ Banks & Nbfcs dealing with Loans.It serves Personal Loan , Business Loan , Home Loan , Loan against Property , CC (Cash Credit) , OD (OverDraft) from directly major Banks and Nbfcs with no processing fees throughout PAN India.Their expert guidance will help you to get the Loans.With them many people or entity can also earn based on the product sold to the customers behalf of S D Finance.
WHY S D FINANCE?
- Expert Guidance : S D Finance has expert professionals who can guide you for unsecured or secured Loans by discussing directly with Lenders to provide you better Loan amount with preferable terms and ROI as per your income eligibility and credit score.
- Customize your Problems : S D Finance can fund you from multiple lenders at same time as per your eligibility to meet your required loan amount.
- Stress Free End to End process : S D Finance will handle every process to Login the files to the Lenders with minimum documents to Disbursement for the customers so they can get loan easily without being worried.
- About Trust & confidentiality : S D Finance always believes in trust and bond with the customers.They never share any details of customers to anyone without being noticed to the customer directly.As they are direct channel partners of Banks & Nbfcs they maintain all the privacy of the customers to them.
WHILE MANY PEOPLE SUFFERING FROM LOAN SCAMS , BELIEVE S D FINANCE
Don’t believe in fake loan scams and believe verified S D Finance.By help of the above points you can save yourself from harassment and get a loyal financial advisor such as S D Finance.S D Finance will always prioritize your financial stability and provide you a loan that suits your needs and abilities to repay.Safe yourself to not get scammed.
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